Moneymonk

The art is not in making money, but in keeping it
-Proverb quote

When you can relax with money!
The day you become “above average” is when you enough money to not worry about money.
Here are a few other ways you may know when you have arrived:
When you can give/donate (a nice sum) of money without it hurting
When your bills can still be paid even [...]

Instead of a fancy car, I’d rather have an old car and a year of cash in the bank
- Paul Glen, IT consultant

Most Americans say they have enough money to cover their expenses, to buy the things they need–and to have a good time. Only a minority have enough money for things beyond those bare essentials
- Jean Chatzky
So what does it takes to be in that minority? Perhaps, discipline and a higher income.
I often hear personal finance [...]

So as you can see, as income increased through the years so has expenses. And this is not including credit card debts, student loans and retirement. Yes folks, the middle class have been bamboozled!
Yes, we make more than our parents however, statistics don’t lie. We are no better off as we in 1974. Due to [...]

Everything that irritates us about others can lead us to an understanding of ourselves.
– Carl Jung

Car leases- they tend to never let you get ahead. It’s like a long term rental. Yes, you will never own the car. Buy you are guaranteed to have a shiny new ride every three years. And the price you pay for that in being caught in a contract the most people find it impossible [...]

I often read stories of people doing crazy things just to get out of debt.
People are willing to skip meals and drive a junk car just to meet your goal.
If you plan to pay off your house in 7 years, please don’t make it so strenuous you don’t have a life! Some people focus too [...]

One of the keys to happiness is a bad memory.
– Rita Mae Brown

In my 20s, credit was not important to me. Why? Because financing a car or house was not my main goal. I actually was satisfied with just having a job and a bus pass.
As I grew older, I wanted a nice car and a nicer apartment. Therefore, credit became important to me.
Once I got [...]